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Credit.com app for iPhone and iPad


4.4 ( 1184 ratings )
Finance
Developer: Credit.com
Free
Current version: 2.1.31, last update: 6 months ago
First release : 06 Jul 2014
App size: 16.08 Mb

Check your credit score & report for free, and learn how you can start to improve your credit.
Monitor what’s impacting your score and track your improvement. With the Credit.com app, you can easily monitor where you stand, manage your credit and get personalized resources to make smarter financial decisions. Using the app won’t hurt your score and our technology team works hard to ensure that your data is secure during each step of your signup and when using your Credit.com account.

KEY FREE FEATURES:

TRACK YOUR SCORES
• Check your free credit score and look out for signs of fraud or identity theft
• Updates are made every 14 days so you can monitor your improvement
• Watch your score change over time and see what is impacting your score

BUILD YOUR CREDIT
• Understand what’s impacting your credit and learn how to build credit with a personalized action plans
• Access our interactive timeline to see how different actions could affect your target score
• Receive articles, videos and tips that are tailored to your unique credit situation

GET PERSONALIZED OFFERS
• See which credit card or loan you're most likely to qualify for— before you apply.
• Everything is personalized to your credit score and credit standing.

EXTRACREDIT PREMIUM FEATURES
ExtraCredit members unlock our premium features that take credit managing and monitoring to the next level—all in one easy-to-use app. $100 value. Cancel anytime.
• Build It - Build your credit history by reporting bills you’re already paying
• Track It - All three bureau reports: Experian, Equifax and TransUnion
• Guard It - Advanced monitoring, dark web scans, alerts & $1M ID theft insurance
• Reward It - Cashback rewards from select credit and loan offers
• Restore It - Exclusive savings with one of the leaders in credit repair. *Discounted access to a credit repair leader only available in certain areas.

Pros and cons of Credit.com app for iPhone and iPad

Credit.com app good for

It gives you an idea where you stand out, but it is not quite accurate. It tells you details that are not quite true.
Kredit Karma and all my banking apps now use Touch ID Otherwise this is a nice app Initial questions were a bit ofd, to keep crooks away I guess. Nice that theyre trying.
Of all the "free credit score" apps, Credit.com is the closest to true. It depicts the FICO score vs the Vantage which I like. This app is worth it when your trying to follow your credit progress.
Im new to USA and while Im very careful about not do bad to my credit history without knowing I did made some small mistake but thanks to credits app that I have started using all is going very well. It guides me how to move ahead.
Im happy I decided to sign up for this site. Credit.com provided me with the most updated information. Always up to date, which helped me follow my report and keep track of changes made to my credit score. Great site for anyway who wants to track their credit usage and history.
If you truly just looking to know your Experian credit score then this is a good app. I use Credit Karma and its a great app that give you two out of the three credit bureaus scores. I only downloaded this app so Ill have full access to all 3 scores. Experian is 700 Equifax and Transunion is both 702.

Some bad moments

No passcode or touch ID support, so youre stuck entering in your web password every time. Not a ton of detail in the analysis, but it does provide your experian credit score for free.
This updates very infrequently. It lags way behind CreditKarma, which does an update about every 5 days. This app takes over a month. Useless and the scores are not accurate.
I follow my credit report on various sites to include on my credit cards as well as Credit Karma and FICO. While Im aware there are slight number discrepancies throughout, this sight is the worst. I have an excellent payment history with zero missed payments and Credit.com says I have an "F" in payment history and says I have missed payments (untrue) and it is showing my score lowered by 60 points. On all other sights, including FICO, that were updated just two days ago my standing is very good to excellent. Dont waste your time with this one.
The information is older this what you get from Credit Karma or the Experian app. It doesnt update as frequently as the others so the info is outdated and skewed.
The credit score on the app doesnt match the credit score on other apps. I dont believe the credit score on this app is accurate. In fact, I had several negatives removed and my credit score still remain the same. While others, such as Credit Karma shows a different score. The app is it quite accurate.
I havent missed a payment for anything in 10 years. I went on Credit.com to check my credit score and it said I had an "F" in my payments. Said I had "0" late payments but that my credit scores dropped by 50 points. I tried asking them to fix it. They said they did. They didnt! Use Credit Karma instead. Much better!

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Usually Credit.com iOS app used & searched for

reports, reports+, score mobile, reports +, student loans, auto alert, and other. So, download free Credit.com .ipa to run this nice iOS application on iPhone and iPad.